Why the need for Home Insurance?


It’s 8 o’clock.

You send your kids to school, kiss them goodbye and drive your way to your office. You work overtime, because you have been eyeing this 2-story house a few blocks away from your office. Though the house is built in 1979, you still want the property because it’s near your kid’s school and your place of work. How nice it is to cut your travel time  in half and be able to watch the latest episode of Grey’s Anatomy.

There’s a lot of things we need to consider in buying a house. It’s location, crime rate, the materials used and when it was built. Before we go ahead and pack our things then move, we need to make sure our family is safe. We can’t just go ahead and buy this property just because it’s near your office, the market is walking distance or the shopping mall is just blocks away. We need to think about our safety first.

But you really want that house, you feel good in it and you think it’s what you need at the moment. Don’t worry. That’s okay. Who would want to live in a house where you feel eerie? Go for it if that’s what you want. But then again, think about the latter.

You would want to consider getting a Home Insurance

Home insurance, also commonly called hazard insurance or homeowner’s insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. 

Source: https://en.wikipedia.org/wiki/Home_insurance

You want to live in that beautiful house but remember, we don’t know what the future holds. Who would want to cry over spilled milk? We don’t want to live in regrets.

Home Insurance will give you the peace of mind, knowing that your house is insured and no matter what happens, you know that someone will help.








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